{"id":431,"date":"2026-02-10T22:00:58","date_gmt":"2026-02-10T22:00:58","guid":{"rendered":"https:\/\/roeh.kr\/?p=431"},"modified":"2026-02-10T22:00:58","modified_gmt":"2026-02-10T22:00:58","slug":"pagaya-pgy","status":"publish","type":"post","link":"https:\/\/roeh.kr\/index.php\/2026\/02\/10\/pagaya-pgy\/","title":{"rendered":"PAGAYA (PGY)"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"839\" src=\"https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-57.png\" alt=\"\" class=\"wp-image-447\" srcset=\"https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-57.png 1000w, https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-57-300x252.png 300w, https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-57-768x644.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"705\" src=\"https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-58.png\" alt=\"\" class=\"wp-image-448\" srcset=\"https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-58.png 616w, https:\/\/roeh.kr\/wp-content\/uploads\/2026\/02\/image-58-262x300.png 262w\" sizes=\"auto, (max-width: 616px) 100vw, 616px\" \/><\/figure>\n\n\n\n<p>25\ub144 9\uc6d4 18\uc77c\uc744 \uae30\uc810\uc73c\ub85c \uc9c0\uc18d\uc801\uc73c\ub85c \ud558\ub77d\uc0c1\ud669.<br>26\ub144 2\uc6d4 8\uc77c \uc2e4\uc801\ubc1c\ud45c \uc9c1\uc804 \uae30\ub300\uac10\uc73c\ub85c \uc778\ud55c \uae09\ub4f1, \ubc1c\ud45c \ub2f9\uc77c \uae09\ub77d.<br>\ub808\ubc84\ub9ac\uc9c0\uac00 \ub192\uc740 \uae30\uc5c5 \ud2b9\uc131. \ud134\uc5b4\ub77c\uc6b4\ub4dc\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc774 \uc644\uc804\ud788 \uc0ac\ub77c\uc838\ubc84\ub9b0\uac74\uac00. \ud574\uc790\uac00 \uc758\uc2ec\ub418\ub294 \uae30\uc5c5\uc774\uae34 \ud558\uc600\ub2e4. \uc65c \uacfc\uc5f0 \uc740\ud589\ub4e4\uc774 \uc774 \uae30\uc5c5\uc5d0 \uc804\uc801? \uc774\uc0c1\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc600\ub2e4. \ub098\uc758 \ube60\ub978 \ud310\ub2e8\uc774 \uc633\uc740 \uac83\uc77c\uae4c. \uc544\ub2c8\uba74 \uc774\uc81c\ub294 \ub2e4\ub974\uac8c \ubd10\uc57c\ud560 \uc774\uc720\uac00 \uc0dd\uae34\uac78\uae4c. <\/p>\n\n\n\n<p>\uc8fc\ud0dd\uad00\ub9ac \uc0ac\uc5c5\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uc0ac\uc5c5\uc758 \uad6c\uc870\uc870\uc815\uc73c\ub85c \uc778\ud574 \ub9e4\ucd9c\uc131\uc7a5 \ub300\ube44 \uc218\uc775\uc131\uc7a5 \ud558\ub77d.<br>\uc774\uc775\ub960 \uac10\uc18c. <br><br><\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Pagaya stock jumps in premarket ahead of earnings call as PGY traders eye 2026 outlook<br>\ud30c\uac00\uc57c \uc8fc\uc2dd\uc774 \uc2e4\uc801 \ubc1c\ud45c\ub97c \uc55e\ub450\uace0 \uc2dc\uc7a5 \uc804\uc5d0\uc11c \uae09\ub4f1\ud558\uba70 PGY \ud2b8\ub808\uc774\ub354\ub4e4\uc774 2026\ub144 \uc804\ub9dd\uc744 \uc8fc\ubaa9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/h1>\n\n\n\n<p><a href=\"https:\/\/ts2.tech\/en\/author\/shan-shan\/\"><\/a>by&nbsp;<a href=\"https:\/\/ts2.tech\/en\/author\/shan-shan\/\">Shan Ahmed Khan<\/a>&nbsp;&nbsp;\uc0e8 \uc544\ud750\uba54\ub4dc \uce78 \uc9c0\uc74c<\/p>\n\n\n\n<p>NEW YORK, Feb 9, 2026, 04:56 EST \u2014 Premarket<br>\ub274\uc695, 2026\ub144 2\uc6d4 9\uc77c 04:56 EST \u2014 \ud504\ub9ac\ub9c8\ucf13<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pagaya\u2019s CFO, Evangelos Perros, is calling on investors to dial in for the 8:30 a.m. ET earnings call, promising that the team will \u201cshare our outlook for 2026.\u201d\u00a0<a href=\"https:\/\/www.linkedin.com\/posts\/evangelos-perros-3540051_join-us-for-our-4q25-full-year-earnings-activity-7425629803824771072-zyTC?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">1<\/a><br>\ud30c\uac00\uc57c\uc758 CFO \uc5d0\ubc18\uc824\ub85c\uc2a4 \ud398\ub85c\uc2a4\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub3d9\ubd80 \ud45c\uc900\uc2dc \uae30\uc900 \uc624\uc804 8\uc2dc 30\ubd84 \uc2e4\uc801 \ubc1c\ud45c \ucf5c\uc5d0 \uaf2d \ucc38\uc5ec\ud560 \uac83\uc744 \ucd09\uad6c\ud558\uba70, \ud300\uc774 &#8220;2026\ub144 \uc804\ub9dd\uc744 \uacf5\uc720\ud560 \uac83&#8221;\uc774\ub77c\uace0 \uc57d\uc18d\ud588\uc2b5\ub2c8\ub2e4.\u00a0<a href=\"https:\/\/www.linkedin.com\/posts\/evangelos-perros-3540051_join-us-for-our-4q25-full-year-earnings-activity-7425629803824771072-zyTC?utm_source=ts2.tech\">1<\/a><\/li>\n\n\n\n<li>Pagaya is forecast to report earnings per share of around $0.34, with revenue estimated near $347 million for the quarter, GuruFocus data shows.\u00a0<a href=\"https:\/\/www.gurufocus.com\/news\/8589655\/pagaya-technologies-ltd-pgy-q4-2025-earnings-report-preview-what-to-expect?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">2<\/a><br>\uad6c\ub8e8\ud3ec\ucee4\uc2a4 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ud30c\uac00\uc57c\ub294 \uc8fc\ub2f9 \uc21c\uc774\uc775\uc774 \uc57d 0.34\ub2ec\ub7ec\ub85c \ubcf4\uace0\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ubd84\uae30 \ub9e4\ucd9c\uc740 \uc57d 3\uc5b5 4,700\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.\u00a0<a href=\"https:\/\/www.gurufocus.com\/news\/8589655\/pagaya-technologies-ltd-pgy-q4-2025-earnings-report-preview-what-to-expect?utm_source=ts2.tech\">2<\/a><\/li>\n\n\n\n<li>U.S. index futures pushed higher early Monday, with traders bracing for a packed slate of economic data and corporate earnings on the calendar.\u00a0<a href=\"https:\/\/www.barrons.com\/livecoverage\/stock-market-news-today-020926?gaa_at=eafs&amp;gaa_n=AWEtsqd1J5N790RdtQadywbzWQYfHy_QixxDvvQ9xdJ2WOBdWz-lhTLpvYAT&amp;gaa_sig=spPRQIwB5GhwVYrnJIOtEN-_QmEif8FQ8RddOf4uz4Nfq0n2bu8dBPJgw_E7MyZJswOzmEW_SzfqllXqxST-Nw%3D%3D&amp;gaa_ts=6989b46e\" target=\"_blank\" rel=\"noreferrer noopener\">3<\/a><br>\ubbf8\uad6d \uc9c0\uc218 \uc120\ubb3c\uc740 \uc6d4\uc694\uc77c \ucd08\ubc18 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc600\uc73c\uba70, \ud2b8\ub808\uc774\ub354\ub4e4\uc740 \ub2e4\uac00\uc624\ub294 \uacbd\uc81c \uc9c0\ud45c\uc640 \uae30\uc5c5 \uc2e4\uc801 \ubc1c\ud45c\ub97c \uae30\ub300\ud558\uace0 \uc788\ub2e4.\u00a0<a href=\"https:\/\/www.barrons.com\/livecoverage\/stock-market-news-today-020926?gaa_at=eafs&amp;gaa_n=AWEtsqd1J5N790RdtQadywbzWQYfHy_QixxDvvQ9xdJ2WOBdWz-lhTLpvYAT&amp;gaa_sig=spPRQIwB5GhwVYrnJIOtEN-_QmEif8FQ8RddOf4uz4Nfq0n2bu8dBPJgw_E7MyZJswOzmEW_SzfqllXqxST-Nw%3D%3D&amp;gaa_ts=6989b46e\">3<\/a><\/li>\n<\/ul>\n\n\n\n<p>Shares of Pagaya Technologies Ltd climbed roughly 10% in premarket activity Monday, trading near $20.5 as investors looked to the fintech lender\u2019s upcoming quarterly numbers.&nbsp;<a href=\"https:\/\/stockanalysis.com\/stocks\/pgy\/?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">4<\/a><br>\ud30c\uac00\uc57c \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4 \uc8fc\uc2dd\ud68c\uc0ac\uc758 \uc8fc\uac00\ub294 \uc6d4\uc694\uc77c \uc2dc\uc7a5 \uc804 \uc2dc\uc7a5\uc5d0\uc11c \uc57d 10% \uc0c1\uc2b9\ud574 \uc57d 20.5\ub2ec\ub7ec\uc5d0 \uac70\ub798\ub418\uc5c8\uc73c\uba70, \ud22c\uc790\uc790\ub4e4\uc740 \uc774 \ud540\ud14c\ud06c \ub300\ucd9c\uc5c5\uccb4\uc758 \ub2e4\uac00\uc624\ub294 \ubd84\uae30 \uc2e4\uc801\uc744 \uc8fc\ubaa9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/stockanalysis.com\/stocks\/pgy\/?utm_source=ts2.tech\">4<\/a><\/p>\n\n\n\n<p>The company\u2019s set to report its fourth-quarter and full-year 2025 numbers on Monday, and has an 8:30 a.m. ET conference call lined up.&nbsp;<a href=\"https:\/\/www.businesswire.com\/news\/home\/20260107128718\/en\/Pagaya-Announces-Timing-of-Fourth-Quarter-and-Full-Year-2025-Earnings-Release?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">5<\/a><br>\uc774 \ud68c\uc0ac\ub294 \uc6d4\uc694\uc77c\uc5d0 4\ubd84\uae30 \ubc0f 2025\ub144 \uc804\uccb4 \uc2e4\uc801\uc744 \ubc1c\ud45c\ud560 \uc608\uc815\uc774\uba70, \ub3d9\ubd80 \ud45c\uc900\uc2dc \uae30\uc900 \uc624\uc804 8\uc2dc 30\ubd84\uc5d0 \ucee8\ud37c\ub7f0\uc2a4 \ucf5c\uc774 \uc608\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/www.businesswire.com\/news\/home\/20260107128718\/en\/Pagaya-Announces-Timing-of-Fourth-Quarter-and-Full-Year-2025-Earnings-Release?utm_source=ts2.tech\">5<\/a><\/p>\n\n\n\n<p>Timing is key here. PGY\u2019s been volatile, and when new numbers hit \u2014 along with a 2026 forecast \u2014 traders usually recalibrate risk on consumer-credit shares accordingly.<br>\ud0c0\uc774\ubc0d\uc774 \uac00\uc7a5 \uc911\uc694\ud569\ub2c8\ub2e4. PGY\ub294 \ubcc0\ub3d9\uc131\uc774 \ucef8\uace0, \uc0c8\ub85c\uc6b4 \uc218\uce58\uc640 2026\ub144 \uc804\ub9dd\uc774 \ub098\uc624\uba74 \ud2b8\ub808\uc774\ub354\ub4e4\uc740 \ubcf4\ud1b5 \uc18c\ube44\uc790 \uc2e0\uc6a9\uc8fc \uc704\ud5d8 \ud3c9\uac00\ub97c \uadf8\uc5d0 \ub9de\uac8c \uc7ac\uc870\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Stocks held mostly steady or edged higher as traders took on more risk, buoyed by the bounce in equities and fresh speculation about U.S. rate cuts coming later this year\u2014even with major U.S. data still on deck.&nbsp;<a href=\"https:\/\/www.reuters.com\/world\/china\/global-markets-global-markets-2026-02-09\/\" target=\"_blank\" rel=\"noreferrer noopener\">6<\/a><br>\uc8fc\uc2dd\uc740 \uc8fc\ub85c \uc548\uc815\ub418\uac70\ub098 \uc57d\uac04 \uc0c1\uc2b9\ud588\uc73c\uba70, \ud2b8\ub808\uc774\ub354\ub4e4\uc774 \ub354 \ub9ce\uc740 \uc704\ud5d8\uc744 \uac10\uc218\ud558\uba74\uc11c \ubcc0\ub3d9\uc774 \uc788\uc5c8\ub2e4. \uc774\ub294 \uc8fc\uc694 \ubbf8\uad6d \uae08\ub9ac \uc778\ud558\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \ucd94\uce21\uc5d0\ub3c4 \ud798\uc785\uc5b4 \uc62c\ud574 \ub9d0 \ub2e4\uac00\uc62c \ub9d0 \ubbf8\uad6d \uae08\ub9ac \uc778\ud558\uc5d0 \ub300\ud55c \ucd94\uac00 \ucd94\uce21\uc774 \uc774\uc5b4\uc84c\ub2e4.&nbsp;<a href=\"https:\/\/www.reuters.com\/world\/china\/global-markets-global-markets-2026-02-09\/\">6<\/a><\/p>\n\n\n\n<p>Analysts are looking for Pagaya to report earnings of roughly 34 cents per share, based on estimates from Refinitiv and S&amp;P Global, according to Kiplinger.&nbsp;<a href=\"https:\/\/www.kiplinger.com\/investing\/stocks\/17494\/next-week-earnings-calendar-stocks?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">7<\/a><br>\uc560\ub110\ub9ac\uc2a4\ud2b8\ub4e4\uc740 Refinitiv\uc640 S&amp;P Global\uc758 \ucd94\uc815\uce58\ub97c \ubc14\ud0d5\uc73c\ub85c \ud30c\uac00\uc57c\uac00 \uc8fc\ub2f9 \uc57d 34\uc13c\ud2b8\uc758 \uc218\uc775\uc744 \ubc1c\ud45c\ud560 \uac83\uc73c\ub85c \uae30\ub300\ud558\uace0 \uc788\ub2e4\uace0 \ud0b5\ub9c1\uac70\uac00 \uc804\ud588\ub2e4.&nbsp;<a href=\"https:\/\/www.kiplinger.com\/investing\/stocks\/17494\/next-week-earnings-calendar-stocks?utm_source=ts2.tech\">7<\/a><\/p>\n\n\n\n<p>Traders aren\u2019t just watching the profit figure\u2014credit performance and funding remarks could move things. Pagaya teams up with banks and lenders to expand consumer credit access, then turns around and funds those loans using capital-markets routes.<br>\ud2b8\ub808\uc774\ub354\ub4e4\uc740 \ub2e8\uc21c\ud788 \uc774\uc775 \uc218\uce58\ub9cc \ubcf4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc2e0\uc6a9 \uc131\uacfc\uc640 \uc790\uae08 \uc870\ub2ec \uc5b8\uae09\uc774 \uc0c1\ud669\uc744 \ubcc0\ud654\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\uac00\uc57c\ub294 \uc740\ud589\uacfc \ub300\ucd9c\uae30\uad00\uacfc \ud611\ub825\ud574 \uc18c\ube44\uc790 \uc2e0\uc6a9 \uc811\uadfc\uc131\uc744 \ud655\ub300\ud55c \ud6c4, \uc790\ubcf8\uc2dc\uc7a5 \uacbd\ub85c\ub97c \ud1b5\ud574 \uadf8 \ub300\ucd9c\uc744 \uc790\uae08 \uc870\ub2ec\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Pagaya bills its platform as AI-powered infrastructure for the financial world, promising partners a way to greenlight more customers\u2014without letting underwriting standards slide.&nbsp;<a href=\"https:\/\/pagaya.com\/about-us\/?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">8<\/a><br>Pagaya\ub294 \uc790\uc0ac \ud50c\ub7ab\ud3fc\uc744 \uae08\uc735 \uc138\uacc4\ub97c \uc704\ud55c AI \uae30\ubc18 \uc778\ud504\ub77c\ub85c \ud64d\ubcf4\ud558\uba70, \ud30c\ud2b8\ub108\ub4e4\uc5d0\uac8c \uc778\uc218 \uae30\uc900\uc744 \uc18c\ud640\ud788 \ud558\uc9c0 \uc54a\uace0 \ub354 \ub9ce\uc740 \uace0\uac1d\uc744 \uc2b9\uc778\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/pagaya.com\/about-us\/?utm_source=ts2.tech\">8<\/a><\/p>\n\n\n\n<p>Shares finished Friday at $18.64, then ticked up again in after-hours trading\u2014fuel for Monday\u2019s premarket action.&nbsp;<a href=\"https:\/\/finance.yahoo.com\/quote\/PGY\/history\/?utm_source=ts2.tech\" target=\"_blank\" rel=\"noreferrer noopener\">9<\/a><br>\uc8fc\uac00\ub294 \uae08\uc694\uc77c 18.64\ub2ec\ub7ec\uc5d0 \ub9c8\uac10\ud588\uace0, \uc774\ud6c4 \uc601\uc5c5 \ud6c4 \uac70\ub798\uc5d0\uc11c \ub2e4\uc2dc \uc870\uae08\uc529 \uc0c1\uc2b9\ud574 \uc6d4\uc694\uc77c \uc2dc\uc7a5 \uc804 \uc6c0\uc9c1\uc784\uc5d0 \uc5f0\ub8cc\uac00 \ub418\uc5c8\ub2e4.&nbsp;<a href=\"https:\/\/finance.yahoo.com\/quote\/PGY\/history\/?utm_source=ts2.tech\">9<\/a><\/p>\n\n\n\n<p>This setup, though, isn\u2019t a one-way street. A whiff of weaker credit, a squeeze on funding, or guidance that falls short of what investors expect\u2014any of that could yank the rally back in a hurry, particularly for names known for swinging hard.<br>\ud558\uc9c0\ub9cc \uc774 \uc124\uc815\uc740 \uc77c\ubc29\ud1b5\ud589\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2e0\uc6a9 \uc57d\ud654, \uc790\uae08 \uc870\ub2ec \uc555\ubc15, \ud639\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uae30\ub300\ud558\ub294 \uc218\uc900\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \uac00\uc774\ub358\uc2a4\uac00 \ub098\ud0c0\ub098\uba74, \ud2b9\ud788 \uae09\uaca9\ud55c \ubcc0\ub3d9\uc73c\ub85c \uc54c\ub824\uc9c4 \uc774\ub984\ub4e4\uc5d0\uac8c\ub294 \uae09\ud558\uac8c \ub7a0\ub9ac\ub97c \ub418\ub3cc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Then there\u2019s the macro backdrop. Investors are on edge ahead of this week\u2019s jobs and inflation data, both potential catalysts for shifting rate bets\u2014crucial when it comes to what consumer lenders pay to raise cash.&nbsp;<a href=\"https:\/\/www.morningstar.com\/news\/marketwatch\/20260208184\/us-stock-futures-rise-after-a-wild-week-on-wall-street-ahead-of-key-jobs-and-inflation-reports\" target=\"_blank\" rel=\"noreferrer noopener\">10<\/a><br>\uadf8\ub9ac\uace0 \uac70\uc2dc\uc801 \ubc30\uacbd\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ubc88 \uc8fc \ubc1c\ud45c\ub420 \uc77c\uc790\ub9ac\uc640 \uc778\ud50c\ub808\uc774\uc158 \ub370\uc774\ud130\ub97c \uc55e\ub450\uace0 \uae34\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uae08\ub9ac \ubca0\ud305 \uc870\uc815\uc758 \uc7a0\uc7ac\uc801 \ucd09\ub9e4\uc81c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc18c\ube44\uc790 \ub300\ucd9c \uae30\uad00\uc774 \ud604\uae08 \uc870\ub2ec\uc744 \uc704\ud574 \uc9c0\ubd88\ud558\ub294 \uae08\uc561\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/www.morningstar.com\/news\/marketwatch\/20260208184\/us-stock-futures-rise-after-a-wild-week-on-wall-street-ahead-of-key-jobs-and-inflation-reports\">10<\/a><\/p>\n\n\n\n<p>Next up: Pagaya\u2019s numbers land Monday morning. Investors are watching for management\u2019s take during the 8:30 a.m. ET call, where the company is set to lay out its priorities for 2026.<br>\ub2e4\uc74c \uc18c\uc2dd: \ud30c\uac00\uc57c\uc758 \uc22b\uc790\ub294 \uc6d4\uc694\uc77c \uc544\uce68\uc5d0 \ub3c4\ucc29\ud55c\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc624\uc804 8\uc2dc 30\ubd84 \ub3d9\ubd80 \ud45c\uc900\uc2dc \ud1b5\ud654\uc5d0\uc11c \uacbd\uc601\uc9c4\uc758 \uc785\uc7a5\uc744 \uc8fc\uc2dc\ud558\uace0 \uc788\uc73c\uba70, \uc774 \uc790\ub9ac\uc5d0\uc11c \ud68c\uc0ac\ub294 2026\ub144 \uc6b0\uc120\uc21c\uc704\ub97c \ubc1d\ud790 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Why Pagaya Technologies Stock Plummeted by Almost 24% Today<br>\uc65c \ud30c\uac00\uc57c \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4 \uc8fc\uac00\uac00 \uc624\ub298 \uac70\uc758 24% \uae09\ub77d\ud588\ub294\uc9c0<\/h1>\n\n\n\n<p>By&nbsp;<a href=\"https:\/\/www.fool.com\/author\/4067\/\">Eric Volkman<\/a>&nbsp;\u2013&nbsp;Feb 9, 2026 at 5:41PM EST<br><a href=\"https:\/\/www.fool.com\/author\/4067\/\">\uc5d0\ub9ad \ubcfc\ud06c\uba3c<\/a>&nbsp;\uc791\uc131 \u2013 2026\ub144 2\uc6d4 9\uc77c \uc624\ud6c4 5:41 ESTSummarize with AI&nbsp;&nbsp;AI\ub85c \uc694\uc57d\ud558\uae30Share&nbsp;&nbsp;\uacf5\uc720\ud558\uae30<\/p>\n\n\n\n<p><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/profile.google.com\/cp\/CgkvbS8wNTc4bWs\">Follow&nbsp;&nbsp;&nbsp;\ud314\ub85c\uc6b0<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Key Points&nbsp;&nbsp;\uc8fc\uc694 \uc0ac\ud56d<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Double- and triple-digit growth in its latest quarter wasn&#8217;t sufficient for many investors.<br>\ucd5c\uadfc \ubd84\uae30\uc758 \ub450 \uc790\ub9bf\uc218 \ubc0f \uc0bc\uc790\ub9bf\uc218 \uc131\uc7a5\ub960\uc740 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ucda9\ubd84\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>They were clearly worried about the twin revenue misses.<br>\uadf8\ub4e4\uc740 \ubd84\uba85\ud788 \uc30d\uc5f4 \uc218\uc775 \uc190\uc2e4\uc5d0 \ub300\ud574 \uac71\uc815\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><a href=\"https:\/\/api.fool.com\/infotron\/infotrack\/click?apikey=35527423-a535-4519-a07f-20014582e03e&amp;impression=21170279-2c55-489a-8f2b-1afb4887fe56&amp;url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-nonbbn-kp%3Faid%3D8867%26source%3Disaedikp0000084%26ftm_cam%3Dsa-bbn-evergreen%26ftm_veh%3Dkeypoints_pitch%26ftm_pit%3D18798\">We\u2019re bullish on these 10 stocks. Is Pagaya Technologies one of them? \u203a<br>\uc6b0\ub9ac\ub294 \uc774 10\uac1c \uc8fc\uc2dd\uc5d0 \ub300\ud574 \ub099\uad00\uc801\uc785\ub2c8\ub2e4. \ud30c\uac00\uc57c \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4\ub3c4 \uadf8 \uc911 \ud558\ub098\uc778\uac00\uc694? \u203a<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.fool.com\/quote\/nasdaq\/pgy\/\">NASDAQ:&nbsp;PGY&nbsp;&nbsp;\ub098\uc2a4\ub2e5: PGY<\/a><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Pagaya Technologies&nbsp;&nbsp;\ud30c\uac00\uc57c \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4<\/h3>\n\n\n\n<p>PGY<\/p>\n\n\n\n<p>Market Cap&nbsp;&nbsp;\uc2dc\uac00\ucd1d\uc561<\/p>\n\n\n\n<p>$1.1B&nbsp;&nbsp;11\uc5b5 \ub2ec\ub7ec<\/p>\n\n\n\n<p>Today&#8217;s Change&nbsp;&nbsp;\uc624\ub298\ub0a0\uc758 \ubcc0\ud654<\/p>\n\n\n\n<p>(-3.42%)&nbsp;$0.48<\/p>\n\n\n\n<p>Current&nbsp;Price&nbsp;&nbsp;\ud604\uc7ac \uac00\uaca9<\/p>\n\n\n\n<p>$13.71<\/p>\n\n\n\n<p>Price as of&nbsp;February 10, 2026 at 3:55 PM&nbsp;ET<br>2026\ub144 2\uc6d4 10\uc77c \uc624\ud6c4 3:55 \uae30\uc900 \uac00\uaca9<\/p>\n\n\n\n<p>The fintech didn&#8217;t meet the high expectations of Mr. Market.<br>\ud540\ud14c\ud06c\ub294 Mr. Market\uc758 \ub192\uc740 \uae30\ub300\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Next-generation&nbsp;<a href=\"https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/financials\/fintech-stocks\/\">fintech<\/a>&nbsp;<strong>Pagaya Technologies<\/strong>&nbsp;<strong>(<a href=\"https:\/\/www.fool.com\/quote\/nasdaq\/pgy\/\">PGY<\/a>3.42%)<\/strong>&nbsp;wasn&#8217;t exactly looking like the stock of the future on Monday. It posted quarterly results that displeased the market, leading to a share price slide of almost 24%.<br>\ucc28\uc138\ub300&nbsp;<a href=\"https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/financials\/fintech-stocks\/\">\ud540\ud14c\ud06c<\/a>&nbsp;\uae30\uc5c5&nbsp;<strong>\ud30c\uac00\uc57c \ud14c\ud06c\ub180\ub85c\uc9c0<\/strong><strong>\uc2a4(<a href=\"https:\/\/www.fool.com\/quote\/nasdaq\/pgy\/\">PGY<\/a>3.42%)\ub294<\/strong>&nbsp;\uc6d4\uc694\uc77c \uae30\uc900\uc73c\ub85c \ubbf8\ub798 \uc8fc\uc2dd\ucc98\ub7fc \ubcf4\uc774\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ubd84\uae30\ubcc4 \uc2e4\uc801\uc744 \ubc1c\ud45c\ud574 \uc2dc\uc7a5\uc744 \ubd88\ucf8c\ud558\uac8c \ub9cc\ub4e4\uc5c8\uace0, \uc8fc\uac00\uac00 \uac70\uc758 24% \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Good, but not good enough<br>\uc88b\uae34 \ud55c\ub370 \ucda9\ubd84\ud788 \uc88b\uc9c0\ub294 \uc54a\uc544<\/h2>\n\n\n\n<p>Reporting both its fourth-quarter and annual results, Pagaya divulged that it earned $335 million in total revenue and other income for the quarter. This was 20% higher year over year. However, the company&#8217;s network volume only crept 3% higher, to $2.7 billion.<br>4\ubd84\uae30 \ubc0f \uc5f0\uac04 \uc2e4\uc801\uc744 \ubcf4\uace0\ud558\uba70, \ud30c\uac00\uc57c\ub294 \ubd84\uae30 \ucd1d \ub9e4\ucd9c\uacfc \uae30\ud0c0 \uc218\uc775\uc774 3\uc5b5 3,500\ub9cc \ub2ec\ub7ec\ub97c \ubc8c\uc5c8\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc804\ub144 \ub300\ube44 20% \uc99d\uac00\ud55c \uc218\uce58\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud68c\uc0ac \ub124\ud2b8\uc6cc\ud06c \uaddc\ubaa8\ub294 3% \uc99d\uac00\ud55c 27\uc5b5 \ub2ec\ub7ec\uc5d0 \uadf8\ucce4\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"Person seated at a desk with two PC monitors holding head in hands.\" width=\"880\" height=\"587\" srcset=\"https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=320&amp;op=resize 320w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=384&amp;op=resize 384w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=640&amp;op=resize 640w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=750&amp;op=resize 750w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=828&amp;op=resize 828w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=1080&amp;op=resize 1080w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=1200&amp;op=resize 1200w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=1920&amp;op=resize 1920w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=2048&amp;op=resize 2048w, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=3840&amp;op=resize 3840w\" src=\"https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855545%2Fperson-seated-at-a-desk-with-two-pc-monitors-holding-head-in-hands.jpg&amp;w=3840&amp;op=resize\"><\/p>\n\n\n\n<p>Image source: Getty Images.<br>\uc774\ubbf8\uc9c0 \ucd9c\ucc98: \uac8c\ud2f0 \uc774\ubbf8\uc9c0.<\/p>\n\n\n\n<p>As for net income not in accordance with generally accepted accounting principles (GAAP), this rose by almost sixfold to nearly $78.8 million ($0.80 per share).<br>\uc77c\ubc18\uc801\uc73c\ub85c \uc778\uc815\ub41c \ud68c\uacc4 \uc6d0\uce59(GAAP)\uc5d0 \ubd80\ud569\ud558\uc9c0 \uc54a\ub294 \uc21c\uc774\uc775\uc740 \uac70\uc758 6\ubc30 \uc99d\uac00\ud558\uc5ec \uc57d 7,880\ub9cc \ub2ec\ub7ec(\uc8fc\ub2f9 0.80\ub2ec\ub7ec)\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>That double-digit revenue increase wasn&#8217;t impressive to analysts. Their consensus estimate for the line item was notably higher, at just under $349 million. Yet the company easily beat the non-GAAP (adjusted) net income consensus of $0.35 per share.<br>\uc774 \ub450 \uc790\ub9bf\uc218 \ub9e4\ucd9c \uc99d\uac00\ub294 \uc560\ub110\ub9ac\uc2a4\ud2b8\ub4e4\uc5d0\uac8c\ub294 \uc778\uc0c1\uc801\uc774\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ud56d\ubaa9\uc5d0 \ub300\ud55c \ud569\uc758 \ucd94\uc815\uce58\ub294 3\uc5b5 4,900\ub9cc \ub2ec\ub7ec\uc5d0 \uc870\uae08 \ubabb \ubbf8\uce58\ub294 \uc218\uc900\uc73c\ub85c \ub208\uc5d0 \ub744\uac8c \ub192\uc558\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud68c\uc0ac\ub294 \ube44GAAP(\uc870\uc815 \ud6c4) \uc21c\uc774\uc775 \ucee8\uc13c\uc11c\uc2a4\uc778 \uc8fc\ub2f9 0.35\ub2ec\ub7ec\ub97c \uc27d\uac8c \ub6f0\uc5b4\ub118\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>The mismatch between top- and bottom-line growth rates and the low network volume growth was due to Pagaya completing its strategic exit from a once-considerable business. This is its single-family rental (SFR) operations, in which it assisted with investments in (and the management of) SFR portfolios.<\/p>\n\n\n\n<p><br><strong><span style=\"text-decoration: underline;\">\ub9e4\ucd9c\uacfc \uc21c\uc774\uc775 \uc131\uc7a5\ub960 \uac04\uc758 \ubd88\uc77c\uce58<\/span><\/strong>\uc640 <strong><span style=\"text-decoration: underline;\">\ub0ae\uc740 \ub124\ud2b8\uc6cc\ud06c \uac70\ub798\ub7c9 \uc99d\uac00<\/span><\/strong>\ub294 \ud30c\uac00\uc57c\uac00 \ud55c\ub54c <strong>\uc0c1\ub2f9\ud588\ub358 \uc0ac\uc5c5\uc5d0\uc11c \uc804\ub7b5\uc801\uc73c\ub85c \ucca0\uc218<\/strong>\ud55c \ub370\uc11c \ube44\ub86f\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uc5c5\uc740 <strong>\ub2e8\ub3c5 \uc8fc\ud0dd \uc784\ub300(SFR) \uc0ac\uc5c5<\/strong>\uc73c\ub85c, SFR \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub300\ud55c \ud22c\uc790(\ubc0f \uad00\ub9ac)\ub97c \uc9c0\uc6d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A miss on top-line guidance, too<br>\ucd5c\uace0 \ub77c\uc778 \uc9c0\uce68\ub3c4 \ub193\ucce4\ub2e4<\/h2>\n\n\n\n<p>Pagaya also proffered guidance for its current (first) quarter and the entirety of 2026.<br>\ud30c\uac00\uc57c\ub294 \ub610\ud55c 2026\ub144 1\ubd84\uae30 \ubc0f \uc804\uccb4 \uae30\uac04\uc5d0 \ub300\ud55c \uc9c0\uce68\uc744 \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>It believes the quarter&#8217;s network volume will be flat, or slightly down, sequentially, at $2.5 billion to $2.7 billion. Ditto for revenue and other income, anticipated at $315 million to $335 million. GAAP net income should be $15 million to $35 million.<\/p>\n\n\n\n<p><br><span style=\"text-decoration: underline;\"><strong>\ubd84\uae30\ubcc4 \ub124\ud2b8\uc6cc\ud06c \uaddc\ubaa8<\/strong><\/span><\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\">\uc21c\uc9c4\uc801\uc73c\ub85c 25\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 27\uc5b5 \ub2ec\ub7ec \uc0ac\uc774\ub85c \uc815\uccb4\ub418\uac70\ub098 \uc57d\uac04 \uac10\uc18c<\/span>\ud560 \uac83\uc73c\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. <br><strong>\uc218\uc775 \ubc0f \uae30\ud0c0 \uc218\uc785<\/strong>\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub85c 3\uc5b5 1,500\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 3\uc5b5 3,500\ub9cc \ub2ec\ub7ec \uc0ac\uc774\ub85c \uc608\uc0c1\ub41c\ub2e4. <br>GAAP \uc21c\uc774\uc775\uc740 1,500\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 3,500\ub9cc \ub2ec\ub7ec \uc0ac\uc774\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>That revenue projection is below the consensus analyst estimate of $344 million.<br>\uc774 \uc218\uc775 \uc804\ub9dd\uce58\ub294 \ubd84\uc11d\uac00\ub4e4\uc758 <strong>\ucee8\uc13c<\/strong>\uc11c\uc2a4 \ucd94\uc815\uce58\uc778 <strong>3\uc5b5 4,400\ub9cc<\/strong> \ub2ec\ub7ec\ubcf4\ub2e4 \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>As for the year, the <strong>anticipated <\/strong>network volume range is <strong>$11.25<\/strong> billion to $13 billion, that for revenue is $1.4 billion to almost $1.58 billion, and the GAAP net income forecast is $100 million to $150 million.<br>\uc5f0\ub3c4\ubcc4\ub85c \ubcf4\uba74, \uc608\uc0c1 \ub124\ud2b8\uc6cc\ud06c \uac70\ub798\ub7c9 \ubc94\uc704\ub294 112\uc5b5 5\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 130\uc5b5 \ub2ec\ub7ec, \ub9e4\ucd9c\uc740 14\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c \uac70\uc758 15\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec, GAAP \uc21c\uc774\uc775 \uc804\ub9dd\uc740 1\uc5b5 5\ucc9c\ub9cc \ub2ec\ub7ec\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>25\ub144 9\uc6d4 18\uc77c\uc744 \uae30\uc810\uc73c\ub85c \uc9c0\uc18d\uc801\uc73c\ub85c \ud558\ub77d\uc0c1\ud669.26\ub144 2\uc6d4 8\uc77c \uc2e4\uc801\ubc1c\ud45c \uc9c1\uc804 \uae30\ub300\uac10\uc73c\ub85c \uc778\ud55c \uae09\ub4f1, \ubc1c\ud45c \ub2f9\uc77c \uae09\ub77d.\ub808\ubc84\ub9ac\uc9c0\uac00 \ub192\uc740 \uae30\uc5c5 \ud2b9\uc131. \ud134\uc5b4\ub77c\uc6b4\ub4dc\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc774 \uc644\uc804\ud788 \uc0ac\ub77c\uc838\ubc84\ub9b0\uac74\uac00. \ud574\uc790\uac00 \uc758\uc2ec\ub418\ub294 \uae30\uc5c5\uc774\uae34 \ud558\uc600\ub2e4. \uc65c \uacfc\uc5f0 \uc740\ud589\ub4e4\uc774 \uc774 \uae30\uc5c5\uc5d0 \uc804\uc801? \uc774\uc0c1\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc600\ub2e4. \ub098\uc758 \ube60\ub978 \ud310\ub2e8\uc774 \uc633\uc740 \uac83\uc77c\uae4c. \uc544\ub2c8\uba74 \uc774\uc81c\ub294 \ub2e4\ub974\uac8c \ubd10\uc57c\ud560 \uc774\uc720\uac00 \uc0dd\uae34\uac78\uae4c. \uc8fc\ud0dd\uad00\ub9ac \uc0ac\uc5c5\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uc0ac\uc5c5\uc758 \uad6c\uc870\uc870\uc815\uc73c\ub85c \uc778\ud574 \ub9e4\ucd9c\uc131\uc7a5 \ub300\ube44 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-431","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/posts\/431","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/comments?post=431"}],"version-history":[{"count":9,"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/posts\/431\/revisions"}],"predecessor-version":[{"id":449,"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/posts\/431\/revisions\/449"}],"wp:attachment":[{"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/media?parent=431"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/categories?post=431"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/roeh.kr\/index.php\/wp-json\/wp\/v2\/tags?post=431"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}